Joint Committee report: Digitalisation, cyber resilience, sustainable finance top 2025 priorities.

The Joint Committee of European Supervisory Authorities (EBA, EIOPA, ESMA) published its 2025 Annual Report. It details main priorities and achievements from its cross-sectoral work. The report highlights digitalisation, cyber resilience, and sustainable finance as key priorities for the year. In 2025, the Committee focused on consumer protection in digital financial markets. It strengthened operational and cyber resilience via the Digital Operational Resilience Act (DORA). Improving sustainable finance disclosures and enhancing cross-sectoral risk monitoring were also key. Chaired by EIOPA, the Joint Committee served as a vital coordination platform in 2025. It fostered close cooperation and information exchange. This collaboration involved the ESAs, the European Commission, and the European Systemic Risk Board (ESRB). The Joint Committee also advanced various cross-sectoral initiatives. These included enhancing the EU securitisation framework and progressing the European Single Access Point (ESAP). Support for financial innovation through the European Forum for Innovation Facilitators (EFIF) was also provided. Aligning with European Commission priorities, the Joint Committee helped simplify the EU financial regulatory framework. It aimed to reduce unnecessary complexity. This focused on sustainable finance and packaged retail and insurance-based investment products (PRIIPs). The Joint Committee is a forum for strengthening cooperation. It brings together the European Banking Authority (EBA), EIOPA, and ESMA. It coordinates cross-sectoral supervisory work and promotes consistent supervisory practices across the EU. Amid geopolitical uncertainty, accelerating digitalisation, and rapid financial innovation, the ESAs focused on robust regulatory frameworks. They ensured these frameworks remained proportionate and forward-looking to address evolving challenges. Further information is available from Tayfun Yilmaz, Communications Officer, at press@esma.europa.eu. The reference for this report is JC 2026 10, Joint Committee Annual Report 2025.